Junio is your children's own chip card for all their online and offline spending. With the Junio card, your children will learn how to earn, spend and save, while carefully monitoring their expenses. Ordering is very easy, it is not necessary to order a complete KYC for a physical card. You can top up your Junio card immediately and it is ready to use for your little one.
👉junio cybercrime : +91 9289404910
👉junio customer care : they don't provide assistance over calls to resolve your query you can have chat with them click here
👉Annual fee for a JUNIO card?
the annual fee is ZERO.
👉Is it a credit card or a debit card?💳
This is a Pocket debit Card connected to the Junio application. You can withdraw money and use the card for online and offline payments in the Junio application.
👉Offers and cashback
Flat rate 5% cashback on Zomato, Swiggy, Big Bazaar, Online cinema ticket reservation, Blinkit, IRCTC, Zepto. You will receive a cashback within 7 working days.
Flat rate 3% cashback when you pass the card at nearby shops, gas stations and more. Cashback will be credited on the 7th of next month.
Flat rate 2% cashback when you add / withdraw money via UPI. You will receive this cashback within 7 working days.
Flat rate 1% cashback on all online transactions. Cashback will be credited on the 7th of next month.
👉Activities for children
Children will earn money when they complete the tasks you set. Stimulate the desired behavior with bonus add-ons
👉Refer and earn
You can earn up to Rs 1,000 as a referral reward if someone orders a Junio Card using your referral code (JENI9799) and first passing it at stores or stores in the area.
junio application for money: Bank accounts for children's savings are a better way to control how your children spend
Junio has a recharge card supported by RBL and Mastercard. A bank account can help you teach your children more about savings and financial products. Do you want to teach your children to spend responsibly There is a new mobile application that allows you, the parents, to set money for your children and control their spending patterns through the application. Delhi-based Fintech, First Pay Technologies, has launched a new handheld application called Junio.
Junio's idea is to provide children with comfort and financial responsibility at a young age. The application is aimed at children aged 10-16. You often just give money to your children and you can't keep track of where they spend their money. However, the Junio application is linked to a card that your child can use when making a purchase. That's how it works. The parent must download the application. Carries a recharging card. Each time a child spends this card, the parent receives a notification in the junio application. The card is supported by RBL and Mastercard. Once the parent charges the card, the child can spend the money. If you complete the partial KYC process (know your customer), you can charge a maximum of Rs 10,000 per month. A complete KYC can convert you up to 1 lakh Rs per month. Ankit Gera, co-founder of Junio, says you don't have to have RBL bank accounts. You can transfer money from any account using your online banking, debit card or OHIM Unified Payments Interface (UPI). The monthly fee is Rs 99. However, it is canceled after the first monthly transaction. The application is available in the Google Play Store for Android users. Apple iOS users will have to wait longer. download junio application for android
Through the application you can monitor and control your children's expenses. And even if your child can use the card to withdraw the amount from the ATM, you can set a limit for withdrawing cash. "Kids budget it and teach them to manage limited (financial) resources," said Rohit Shah, founder and CEO of Getting You Rich.
Tasks in the application can, to a certain extent, force children to earn more and save pocket money for certain purposes.Each time you cancel part of the card using the application allows easy access to parents. This will prevent misuse if the card is lostOnline scams are on the rise and like others, your children can be vulnerable, perhaps even more due to their age.
If you cancel the card while there is a balance on it, you will not be able to transfer it back to your savings account. You must withdraw or spend the amount before canceling the card.
Shah says that only the application on the phone and the card in your children's hands do not matter much if the parents do not check the spending. Otherwise, it's the same as giving money to your children like a regular pocket money.
Parijat Garg, a digital lending advisor, says that for such applications to work, the withdrawal limit should be kept to a minimum and children should be encouraged to buy by card. This is what management can do if needed. Parents need to be more responsible than children if they want to use this application and the card to teach their children wise educational habits.If you have good control over your pocket money, your children can use the Junio app and a recharge card to learn.
A better alternative is to open a children's book at the bank. It allows you to deposit a limited amount each month and then give a debit card to your children. With this card, your child can shop and withdraw. "In this way, the savings account earns interest. They can also be introduced into fixed deposits and recurring deposits to save on their short-term goals through banking products," he said. Garg. The child will learn other simple but important banking tasks, such as reading a bank card book, verifying transactions and inserting checks. Visiting the banks is a great experience for young children.
You can get up to Rs 100 if you sign up with the Junio recommendation code (Get yours by using my code: JENI9799)of this special prepaid main card offer. You will receive an extra bonus along with receiving a free Junio MasterCard. Junio is a smart card that your children can use to pay for all their online and offline transactions. habits. .It's easy to order and you don't have to buy a full KYC real card. You can immediately add money to the Junio card and your children can use it now!
1. First of all, download the Junio App from the link provided below.
2. Install and launch the Junio application, skipping the introduction sections.
3. Now, enter your mobile number and confirm it with an OTP (one-time-password)
4. Set a PIN Number for your Junio App and confirm it.
5. On the next Page Select your gender, fill out your full name, and enter your date of birth in the appropriate fields.
6. Click on Junio Card Referral Code and enter the Junio RuPay Prepaid Card Referral Code is – JENI9799
7. If you are above the age of 18, choose I am a Guardian and then tap on the Proceed Button.
8. Enter the number from your PAN card or any other supporting documentation and click Continue.
9. You may either continue with Step 9 or skip it entirely by selecting I Will Add Child Later and returning to the Dashboard.
10. Now You will be On the Home Page of the Card, Here from you can access your junio Rupay master card
11. Your Maximum Monthly Spend Limit is Rs.10,000, If You Want to Get Delivery a Physical Card, Read Below.
12. provide your delivery address and choose I have a referral code(JENI9799) from the drop-down menu before pressing Continue.
13. Once you have placed your order Paying Rs.99 Only, your Junio Smart Card will be sent to your home within 7 working days.
14. You may make use of the Junio Virtual Card, with a monthly spending limit of up to 10,000 INR
15. You may refer your friends and get a Scratch Card worth up to INR 100 for each successful referral.
16. You may withdraw your Referral Amount using the Junio Prepaid Card that you received as a gift or Scratch Card
👉How to Activate Junio Card & Get 50-1000 Cashback ?
1: Junio Card Loot – Get 5% Cashback On Every Transaction With Free Card
2: First of All The Members Download Children’s Pocket Money App – click here
3: Create an Account Using Our Referral Code: JENI9799 [to get Rs.50/500/1000 ]
4: No Need Any Kind of KYC to Get the Instant Card
5: Order Physical Card & Get Rs.50 – 1000 Instant Cashback with Referral Code
6: I Placed the Order for Card & Get Rs.200 Cashback & Also Activated 5% Cashback on Every Transaction
7: Update: If you Want to Order the Card for Your Own Use Then Must Use Your Name in the Child Name section.
👉How to Get Junio Physical Card
1) Order your card at 99 and get a minimum of 30-1000 Rs instant cashback on your wallet.
2) Tip: if you want to order the card for your own use…u can use your name in the child name section.
3) You get a full functional Rupay Debit card instant.
4) Also a physical debit card will be delivered to your home within 7 days.
5) No KYC is needed as of now
👉Find out more about the Junior Pocket Card
This card can help you with your needs if you leave home with a little money. It's a plastic card that your kids only spend what you load on the card.
Meaning Delete this card for your child and give him limited money in the app. However, if someone wants to use it for personal use, you can do so.
👉Cancellation Policy
For Cancellations contact them hello@junio.in web site.
In case of dissatisfaction from services,you have the liberty to cancel your Junio card and request a refund from them. Refund will be made after deducting printing and logistics cost of the card.
👉Refund Policy
For refunds please contact them hello@junio.in
In case of dissatisfaction from services, you have the liberty to cancel your Junio card and request a refund from them. Refund will be made after deducting printing and logistics cost of the card.
If paid by credit card, refunds will be issued to the original credit card provided at the time of purchase and in case of payment gateway name payments refund will be made to the same account.